Don’t put all your eggs in one basket
Investing in funds rather than individual stocks and shares may have advantages such as lower risk and less hassle.
If you have a full-time job or young children keeping you busy, you may find that picking stocks and bonds yourself can be too time consuming. There’s also a perception that DIY investing requires an intimate knowledge of capital markets, poring over companies’ annual reports and paying high trading fees, which can sound daunting and may put people off.
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